When I landed my first job, I felt rich. Payday meant new shoes 🍂, dinners out, and zero savings.
Then I met a mentor who asked, “Do you pay yourself first?” That question changed everything.
(Learn more about this concept in Rich Dad Poor Dad by Robert Kiyosaki)
I started tracking my expenses using tools like Mint and YNAB (You Need A Budget), and created a simple budget:
50% for needs, 30% for wants, and 20% for savings.
(Read more on the 50/30/20 rule)
It wasn’t easy at first, but it worked.
The real trick? Automate your savings. Let your money grow without thinking about it.
Budgeting isn’t about restriction. It’s about freedom—to travel, invest, or quit a job you hate.
Start today. Know where your money goes. Tell it where to go next.
(Check out this simple budgeting calculator)
Because smart money moves start with clarity, not cash.
Want to go deeper? Read 10 Best Saving Habits for Entrepreneurs for practical daily tips.