Build Wealth. Escape Debt. Live Free.
Coach Abu | SmartMoneyMoves
Day 1: Rewriting Your Money Story
What is a money story?
Common limiting beliefs (e.g., “Iβm bad with money.”)
Rewriting it with empowering truths
π Exercise: Write your new money story.
Day 2: Creating a Guilt-Free Budget
Why budgets fail: Too strict, unrealistic
50/30/20 Budget Method
Keep it simple and sustainable
π Action: Create your personal budget.
Day 3: Save First, Not Last
Mistake: Saving whatβs left β often nothing remains
Pay Yourself First Principle
Use auto-transfers or join savings groups
π Action: Set a small weekly savings goal (β¦1,000 / $10).
Day 4: Escaping Debt β One Step at a Time
Know your numbers: List all your debts
Snowball vs. Avalanche payoff methods
Redirect luxury spending to debt repayment
π Action: Choose your debt payoff strategy + Identify 1 small expense to cut.
Day 5: Setting Financial Goals That Stick
Why financial goals fail: Vague or unrealistic
Use SMART goals: Specific, Measurable, Achievable, Realistic, Time-bound
Set both short-term and long-term goals
π Action: Write 1 short-term and 1 long-term money goal.
π― Your Smart Money Journey Starts Now!
“You donβt need more money. You need better habits.”
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π Questions? Email [email protected]
π₯ Get the Smart Guide Here π https://abusparks.com/wp-content/uploads/2025/04/The_Smart_Savers_Guide_by_Abu_Sparks-1.pdf