Smart Money Foundation Mini Course

Build Wealth. Escape Debt. Live Free.

Coach Abu | SmartMoneyMoves


Day 1: Rewriting Your Money Story

What is a money story?

Common limiting beliefs (e.g., “I’m bad with money.”)

Rewriting it with empowering truths

πŸ‘ Exercise: Write your new money story.


Day 2: Creating a Guilt-Free Budget

Why budgets fail: Too strict, unrealistic

50/30/20 Budget Method

Keep it simple and sustainable

πŸ‘ Action: Create your personal budget.


Day 3: Save First, Not Last

Mistake: Saving what’s left β€” often nothing remains

Pay Yourself First Principle

Use auto-transfers or join savings groups

πŸ‘ Action: Set a small weekly savings goal (₦1,000 / $10).


Day 4: Escaping Debt β€” One Step at a Time

Know your numbers: List all your debts

Snowball vs. Avalanche payoff methods

Redirect luxury spending to debt repayment

πŸ‘ Action: Choose your debt payoff strategy + Identify 1 small expense to cut.


Day 5: Setting Financial Goals That Stick

Why financial goals fail: Vague or unrealistic

Use SMART goals: Specific, Measurable, Achievable, Realistic, Time-bound

Set both short-term and long-term goals

πŸ‘ Action: Write 1 short-term and 1 long-term money goal.


🎯 Your Smart Money Journey Starts Now!

“You don’t need more money. You need better habits.”

πŸ‘‰ Download your free Smart Money Guide
πŸ‘‰ Stay connected: Follow @abusparksofficial
πŸ‘‰ Questions? Email [email protected]

πŸ“₯ Get the Smart Guide Here πŸ‘‰ https://abusparks.com/wp-content/uploads/2025/04/The_Smart_Savers_Guide_by_Abu_Sparks-1.pdf

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